Our Investment Philosophy
Attivo Investments was created to manage your money in a way that fits your life and goals. We partner with SEI, a trusted global leader in investments, to bring you expert solutions that work seamlessly with the plans you’ve made alongside your Financial Planner.
Goal Based Investing
We believe investments should focus on helping you achieve your financial goals, not just chasing returns. Whether you’re growing your savings, protecting your wealth, or creating an income, our strategies are designed to keep you on track throughout the market cycles you are invested in.
Global Expertise
By partnering with SEI, designing and building the models together, we give you access to a team of global experts managing over $400 billion. This allows us to offer high-quality investment strategies at competitive costs, ensuring your money is managed efficiently and with innovation.
Goal based Investing is for Today’s Challenges
The world is constantly changing, with challenges like inflation, rising interest rates, and global shifts. Our approach adapts to these changes, ensuring your investments remain resilient and focused on what matters most: your financial goals.
A Smarter Way to Manage Money
Traditional investing often focuses on maximising returns without considering personal goals. Our goal-based approach tailors your investments to meet your specific needs, like saving for retirement, preserving your wealth, or generating income. This personalised approach helps you feel confident and supported every step of the way.
Why Attivo Investments Stands Out
We offer a modern way to invest, giving you access to strategies usually reserved for large institutions. Our model portfolios are designed to help protect your money during market dips while offering opportunities for growth. This ensures your investments align with your goals and adapt as your life changes.
How We Build Your Portfolio
We carefully select top investment managers who have a proven track record of success. Our team continuously monitors the model portfolio to ensure it stays aligned with the goals it was designed for and performs as expected.
Preservation
If your goal is to protect the wealth you’ve built, our preservation models focus on steady, secure growth. These are ideal for goals like retirement income, leaving an inheritance, or maintaining your financial stability during uncertain markets.
Accumulation
If you’re focused on growing your wealth over time, our accumulation models are built for long-term planning. Whether you’re saving for retirement, a big life milestone, or future security, these portfolios are designed to grow your investments steadily and confidently.
Withdrawal
For those needing regular income, our withdrawal models are designed to provide a reliable quarterly payment. This ensures you can access your money when you need it, without taking unnecessary risks.
Investment Strategies
This approach is designed to keep fees low while focusing on long-term growth. These portfolios use simple, cost-effective investment options to match market performance and help you achieve your goals.
The models
Low-Cost Models with a Preservation Goal
Low-Cost Preservation Cautious
Low-Cost Preservation Moderate
Low-Cost Models with an Accumulation Goal
Low-Cost Accumulation Progressive
Low-Cost Accumulation Growth
Our core range balances cost and performance, using a mix of proven investment strategies to deliver better results over time. These portfolios are actively managed to protect your money during market downturns and offer growth when conditions improve.
The models
Core Models with a Preservation Goal
Core Preservation Conservative
Core Preservation Cautious
Core Preservation Moderate
Core Models with an Accumulation Goal
Core Accumulation Balanced
Core Accumulation Progressive
Core Accumulation Growth
Core Model with a Withdrawal Goal
IT Core Withdrawal Moderate
For experienced or high-net-worth investors, our Apex range includes advanced investment options like hedge funds and private equity. These portfolios aim for higher returns with strategies tailored to maximise opportunities while managing risk.
The models
Apex Models with a Preservation Goal
Apex Preservation Conservative
Apex Preservation Cautious
Apex Preservation Moderate
Apex Models with an Accumulation Goal
Apex Accumulation Balanced
Apex Accumulation Progressive
Apex Accumulation Growth
This approach is designed to keep fees low while focusing on long-term growth. These portfolios use simple, cost-effective investment options to match market performance and help you achieve your goals.
Our core range balances cost and performance, using a mix of proven investment strategies to deliver better results over time. These portfolios are actively managed to protect your money during market downturns and offer growth when conditions improve.
For experienced or high-net-worth investors, our Apex range includes advanced investment options like hedge funds and private equity. These portfolios aim for higher returns with strategies tailored to maximise opportunities while managing risk.
The models
Low-Cost Models with a Preservation Goal
Low-Cost Preservation Cautious
Low-Cost Preservation Moderate
Low-Cost Models with an Accumulation Goal
Low-Cost Accumulation Progressive
Low-Cost Accumulation Growth
The models
Core Models with a Preservation Goal
Core Preservation Conservative
Core Preservation Cautious
Core Preservation Moderate
Core Models with an Accumulation Goal
Core Accumulation Balanced
Core Accumulation Progressive
Core Accumulation Growth
Core Model with a Withdrawal Goal
IT Core Withdrawal Moderate
The models
Apex Models with a Preservation Goal
Apex Preservation Conservative
Apex Preservation Cautious
Apex Preservation Moderate
Apex Models with an Accumulation Goal
Apex Accumulation Balanced
Apex Accumulation Progressive
Apex Accumulation Growth
Your Financial Planner will work with you
Your Financial Planner will work with you to select the most suitable model portfolio for your needs and comfort with risk. This will fit into one of the three model portfolio ranges we offer. These options ensure your investments match your risk comfort level and life stage, whether your goal is saving, growing, or withdrawing your money.
Low-Cost Light Goal Based
Passive Funds of Funds Structure
Characteristics of the Core MPS Range
Our Core portfolios are designed for investors who are looking to strike a balance between controlling cost and generating above-average returns via active management. Our Core portfolios have an enhanced investment strategy relative to the Low-Cost portfolios which we feel can add more value over time.
Optimal Goal Based enhancing downside protection
Active Building Blocks
Additional Return Sources
Manager of Manager
Benefits of the APEX MPS Range
Our Apex portfolios are designed for investors who are looking to maximise the potential for excess returns via active management, with a dynamic overlay. These portfolios are for sophisticated investors and will include a higher amount of alternative assets such as hedge funds.
Optimal Goal Based Enhanced downside protection
Active Building Blocks With Dynamic Overlay
Additional return alongside Dynamic Asset Allocation and hedge fund Exposure
Manager of Manager
Goal based investing aligned to your financial planning conversations