About us

We are an investment firm dedicated to creating investment solutions specifically designed for you as clients of Financial Planners. The model portfolios you can explore here are only available through your Financial Planner. They will carry out extensive due diligence to ensure our investment solutions are right for you.

Helping Your Financial Planner Deliver the Right Investments for You

In today’s world, your investments need to be flexible, straightforward, and focused on delivering real value. That’s why your Financial Planner has chosen Attivo Investments. We focus on keeping costs low, being transparent, and delivering for long-term results, so your investments grow with stability and confidence, always within your agreed level of risk.

The way financial services work is changing. People like you want more—clear communication, a smooth experience, and proof that your money is working toward your goals. Attivo Investments was created to deliver exactly that, ensuring your investments are managed with care and precision.

Led by Stephen and Charlotte, who have decades of experience in wealth management, we’re here to provide cost-efficient solutions that deliver real value. Together with your Financial Planner, we focus on making sure your investments support your goals and your future.

Behind the Scenes

Stephen Harper

Chairman of Attivo

Stephen Harper

Chairman of Attivo

Stephen is the CEO of Attivo Investments and has partnered with his CIO to establish a forward-thinking investment management business. This is the second time Stephen has collaborated to create a successful investment business, drawing on decades of industry experience and a shared vision for delivering innovative solutions to improve client outcomes.

Stephen has a proven history of building client focused financial planning businesses that evolve with industry trends and to the changing needs of clients. As an innovator he is committed to driving change and continuously enhancing the client experience.

He also serves as the Chairman of the Attivo Group which shares the same parent company as Attivo Investments, Stephen focuses on the development and growth of all Attivo Group businesses, particularly through strategic acquisitions. Under his leadership, the group has successfully acquired over 40 IFA businesses in the last decade, expanding its reach and impact across the UK.

Charlotte Watson

Chief Investment Officer

Charlotte Watson

Chief Investment Officer

Charlotte is a dynamic and accomplished Chief Investment Officer. Throughout her career, she has demonstrated a proven ability to design, manage, and elevate investment propositions that deliver exceptional value to clients while achieving business growth and compliance with regulatory frameworks.

Charlotte has spearheaded the creation and launch of successful discretionary fund management businesses, responsible for the oversight of portfolios and fostering innovation in investment strategies. Her leadership extends beyond investment management to include corporate strategy, risk oversight, and team development. As a recognised industry voice, Charlotte has contributed to industry media, shared macroeconomic insights, and led client-focused initiatives, such as educational briefings and stakeholder communication.

Charlotte’s expertise is grounded in a robust foundation of qualifications, including the CISI Level 6 Diploma in Investment Compliance and Private Client Investment Advice and Management. She combines strategic vision with hands-on execution to deliver results that align with both client and organisational goals.

Graham Jarvis

Head of Investment Operations

Graham Jarvis

Head of Investment Operations

With over 20 years of experience, Graham is an expert in investment operations, specialising in enhancing processes for holding the investments of financial planning clients. He is skilled in system migrations, compliance risk management, and process improvements, focusing on delivering accurate reporting and streamlined operations. Graham excels at leveraging institutional trading platforms and implementing discretionary investment management (DIM) solutions on retail platforms to provide efficient, scalable investment operations.

A member of the CISI Continuous Professional Development Scheme, he remains up-to-date with regulatory and industry trends. Graham holds a BA (Hons) in Business & Leisure Management and is dedicated to delivering innovative solutions for financial planners and their clients.

Richard Haines

MPS Portfolio Manager

Richard Haines

MPS Portfolio Manager

Richard is an experienced Investment Director and Portfolio Manager with over 17 years of expertise in supporting financial planning firms and managing client assets. Throughout his career, Richard has developed centralised investment processes, implemented robust governance frameworks, and delivered tailored investment solutions designed to align with client needs and financial planning objectives.

He specialises in the creation and management of model portfolios, ensuring that investment strategies are seamlessly integrated into the financial planning journey. Richard is passionate about aligning investment selection with long-term financial goals, helping clients navigate their wealth management needs with confidence and clarity.

Why Attivo Investments Limited?

Our mission is simple: to provide investment solutions that match your goals and aspirations, giving your Financial Planner the confidence to deliver the best outcomes we can achieve for you. By working with leading experts, we ensure your investments fit seamlessly with your financial plan.

We focus on what truly matters—helping you achieve your financial goals at every stage of life. Our solutions are competitively priced, so you get high-quality investment management. And because we take a personal approach, we work to build trust and confidence in how your money is managed.

How We Work with Your Financial Planner

At Attivo Investments, we partner with financial planners to provide solutions that elevate client experiences and outcomes.

Here’s how we support you:

Suite of Solutions: Investment strategies designed to align with your clients’ goals, preferences, and risk tolerances.
Seamless Collaboration: A dedicated team working alongside you to ensure smooth implementation and ongoing support.
Goal Alignment: Different strategies available focused on goals, like retirement income, wealth preservation, or income generation.
Efficient and Scalable Processes: We’ve streamlined our processes to make it easier for planners to offer clients exceptional value without operational challenges.

Investment philosophy

Model Portfolios selected by your Financial Planner